Rags to Riches August 5, 2009Posted by Lauren Cooke in Life, Chatter & Politics.
Tags: Credit Crunch, money worries, saving, scrimping, thiftin
I have been thinking a lot recently about money. This isn’t a new event – I am planning to buy a house one day down the line, and money is a pretty important part. What is new, however, is the extent to which it seems to be effecting my life. I swear, every second thought is about raising money or earning money or growing money (I wish!). Most of my time is in work essentially dedicated to the earning of money, a lot of my wages are dedicated to the saving of money. My shoe collection is dedicated to the spending of money, but that is another story.
All of us have to confront the issue of saving, scrimping, spending – in a capitalist society, this is almost unavoidable. Some of my friends are icons in good money management – with their multiple bank accounts, cash juggling and astute nature. Some are not so, and I see the struggles on a daily basis. I am somewhere in-between. I save well, have little debt (a £1000 interest free overdraft that I am keeping until my deadline – the best loan I will ever have!), and generally have money left over for those little luxuries that make all the difference. We are have our troubles and our successes.
I guess I am working towards questioning why money is so important. I can survive well on much less than I do now, and I do manage my money well following the wild reckless abandon of my uni days. Yet still it haunts me. I worry, I count, I budget (and rarely stick to it). All so I can buy the things that I think will make me happy – a beautiful house (OK, right now, any flat that isn’t a studio), lovely furniture, stunning cloths and above all shoes. Why can I not just be happy with the air in my lungs and other such free cliches?
I wish I had the bravery to go for a month of buying nothing. With the exception of food, drink and bills, I would like to plan a month (at least) where I force myself to do things for free, to use vouchers, to go for walks and picnics and hang out in parks. But I am not brave enough, not yet. I feel, for some reason, that only a month that included shoes is a month well spent! Will anyone help me? Will any of you join me i this challenge? Maybe together it is possible…?